Motorists could face a ban and a fine of £1,000 due to an issue with their driving licence. Research indicates that 2.3 million driving licences are due to expire in 2025, with hundreds of thousands from the previous year still not renewed.

Data obtained by Co-op Insurance from the DVLA through a Freedom of Information request reveals that nearly 2.3 million driving licences are set to expire this year. Drivers can renew their full or provisional driving licence online.

The cost for online renewal is £14. Photocard licences must be renewed every 10 years, and drivers will receive a reminder before their current licence expires.

Those who have never applied for a provisional licence before or applied for one prior to 1 March 1973 will need to apply for their first provisional licence.

To renew your licence online, you’ll need either a driver and vehicles account or your UK passport (or the identity document used to sign in to your UK Visas and Immigration account, if you’re not a UK citizen), reports Birmingham Live.

If you don’t have either of these, you’ll need to apply at a Post Office or by post. If your name or title has changed, you cannot apply online and must renew your licence by post.

The cost of renewing your licence online is £14, payable by MasterCard, Visa, Electron or Delta debit or credit card. There’s no fee for those over 70 or those with a medical short period licence.

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Paul Evans, Head of Motor at Co-op Insurance, highlighted the importance of driving in daily life but raised concerns about legal entitlement. He stated: “Driving is a crucial part of everyday life for so many people, whether that’s for work or leisure. Unfortunately, our findings show that many people may be unaware that they’re no longer legally entitled to drive or are at risk of being unable to in the near future, due to their driving licence being invalid.”

He urged drivers to check the validity of their licences: “We are encouraging our members and customers to check their driving licences to ensure that they’re in date as drivers will face significant penalties if their licence is found to be invalid.”

Evans also warned of the consequences of having an expired licence: “We would also remind motorists that if your licence has expired, it could lead to any claims you make being declined.”

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